I had the same issue. I was also running a low GB graphics card. Rx 580 4gb to be exact. Upgraded and I no longer get FPS drops.
Destiny is beefy and currently just poorly optimized too.
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It is optimised but buggy. Why that bug only affects a limited number of people who even own beefy GPUs is yet to be seen.
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Thats truly the weird part. All my friends with like extremely beefy Pcs are having this issue. Meanwhile people like me who have mid end pcs, is fine. I could be wrong but this game is optimized for 60fps, which I am running at. Maybe thats why I get almost no issues??
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I know this is an old post but I don't know what to make of this whole thing. I've seen people with 1050s be fine, but my 2070 cant get 144fps on medium lol. Just crazy, will get fixed soon probably.
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Its an issue with higher rig pcs, my friends lower end pcs are running fine