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Editado por TheNobleWolf: 3/9/2017 3:41:19 AM
6
Let's just repeal Obamacare and reform the system. We can start by* regulating the greed of the insurance companies and by removing the regulations that increase the cost of healthcare.
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  • [quote]Let's just repeal Obamacare and reform the system. We can start my regulating the greed of the insurance companies and by removing the regulations that increase the cost of healthcare.[/quote]"reform the system" such as? Regulations that increase the cost of healthcare...like requirements to cover pre-existing conditions and things like birth control?

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  • Insurance companies have every right to deny you coverage for a pre existing conditions (it is INSURANCE after all, and you can't insure your car after you've wrecked it). And things like birth control should only be covered if your doctor prescribes it for you. There should,however, be regulations in place that prohibits the price gouging that insurance and pharmaceutical companies are so famously known for. The real need however is to reform the regulations of the healthcare industry. If the government would quit stifling the industry then you wouldn't have to have insurance just to afford a trip to the doctor.

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  • How does someone with a pre-existing condition pay for the healthcare they need if nobody will cover them? Pay 100% out of pocket? They'll just die.

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  • [quote]The real need however is to reform the regulations of the healthcare industry. If the government would quit stifling the industry then you wouldn't have to have insurance just to afford a trip to the doctor.[/quote] This is one way... Insurance and Healthcare are not the same thing... Therefore, reform the healthcare industry by removing and reviewing the stifling regulations. They also have the option of non-profit/charity/religious hospitals (which as I said before are some of the best in the world). If we can reform the system in a way that actually works then not only will you drop the price of insurance but you will also drop the price of healthcare. [spoiler]It's pretty similar to the "raise the minimum wage" argument. The answer isn't to pay people more, it's to lower the cost of goods.[/spoiler]

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  • [quote][quote]The real need however is to reform the regulations of the healthcare industry. If the government would quit stifling the industry then you wouldn't have to have insurance just to afford a trip to the doctor.[/quote] This is one way... Insurance and Healthcare are not the same thing... Therefore, reform the healthcare industry by removing and reviewing the stifling regulations. They also have the option of non-profit/charity/religious hospitals (which as I said before are some of the best in the world). If we can reform the system in a way that actually works then not only will you drop the price of insurance but you will also drop the price of healthcare. [spoiler]It's pretty similar to the "raise the minimum wage" argument. The answer isn't to pay people more, it's to lower the cost of goods.[/spoiler][/quote] How do you propose we removing the "stifiling regulations" without compromising the ability to acquire coverage?

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  • Health insurance companies are just that..."companies". They aren't going to deny everyone coverage because then they would go out of business. If you are healthy and want to buy (key word here) "affordable" health insurance so that if something does happen you have already paid into the system then that is your choice. If it turns out that you stay healthy all your life then it was security net that you are glad you had, and the insurance companies get to keep what you paid so they can add it to their resources (it's a win win scenario). [spoiler]A win for the insurance companies because now they have more funding so that it won't hurt as bad when someone that is paying into the system does need to pull their resources back out. And it's a win for you because you stayed healthy, but had the security of knowing that if something did happen that you have already paid your share.[/spoiler] And if you do have a pre existing condition, and you don't have the resources to afford the now significantly (key word again) "cheaper" healthcare then you can apply for Medicade/Medicare to help with the experiences and/or go to a not for profit hospital... Though, as I said before, healthcare would be significantly more affordable so you wouldn't really need any help.

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