The recoveries are against the ToS, sure. But how are the paid carries breaking the rules? It's still you playing your account, you just happen to have other people playing with you who are very good at the game. You could just as easily find a really good team on LFG or play with some slayers in your clan and have them carry you for free.
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Carries eh.. Partly because they are noob stomping. If they fought other paid carry teams it would be find. Sure its a scummy thing to do because that just ruins the fun for the randoms they fight but -blam!- them? But what if that was you getting curb stomped with no real way to fight back? Would it be fair then?