{{
`${userDetail.user.displayName}${userDetail.user.cachedBungieGlobalDisplayNameCode ? `#${standardizeBungieGlobalCode(userDetail.user.cachedBungieGlobalDisplayNameCode)}` : ""}`}}
{{getUserClans()}}
6/21/2014 10:05:13 PM
5
Hey bro, You got a best buy near you? Every time I get expensive stuff I can't afford like electronics I hit up best buy with a best buy card.
You get financed with no interest as long as you pay the entire balance off before the promo ends. If you don't you potentially get an interest accrued spike, so staying on top of your payments is key.
say you spend like 500 bucks. You get 12 months to pay it off.
Ends up being like 41 to 42 bucks a month for 12 months. Which isn't bad. I always use best buy. Pay all my stuff online as well. Auto pay.
Deffinitely way easier than unloading some big bills when you got rent, car payments, school loans , family etc to pay.
This is just info in case you wanted a current gen systems, and didn't know about the alternative. It wasn't hard to be qualified for that card either. I've had it for a long time back before my credit was really even established.
English
-
The only way I would endorse this is if you know you can be disciplined and budget wisely. Make sure you know what interest rates they will charge you once the promotional period ends. I have seen people with no or poor credit get hit with 20%+ interest on the total balance. I know you don't want to miss out with everyone. I know I wouldn't. But I think I can speak for most when I say we'd rather see you show up late to the party than dig yourself a financial hole in the future. Good luck Guardian.
-
Edited by Pheint3d: 6/22/2014 12:51:05 AMYea. That's a must bro. Discipline. Its a good way to build your credit up, or a Bad way to dig yourself into a hole like you said. Idk this guy's situation with work or school or anything. But I just threw it out there as an option incase he didn't know.
-
Might have to look into that.
-
Edited by Ninebreaker: 6/22/2014 12:57:13 AMJust be sure to make payments on time, as late fees can add up. Interest might not be too bad but if you can do your best to to pay it off in the 12 month period.
-
Trust me. Its worth it. I got a ps4 and I'm probably gonna get a xb1 with it..just not sure if the master chief collection and halo 5 is worth that investment tho
