I find that if I'm in my menu/character screen actively doing something with my inventory while flying into the tower I get a game crash. No error message appears. I can re-enter the game after the crash. This also occasionally happens if I'm using a third party interface and actively transferring items (i.e. DIM). I'm on PS4 pro.
I have encountered this at least 2-3 times per gaming session.
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Ever since the latest update I'm experiencing the same problem - application crashes when loading to the social space. About 50% chance that it happens, very annoying. In addition, sometimes I have infinite flying to the social space and/or can't see anything in my menus and screens. I'll try the next few times as you suggested and do nothing at all while flying to the tower (no menus, no DIM, etc.) - usually I use that slack time sorting thru and transferring my stuff. I'm on PS4 pro, too. Btw. approaching other destinations (the planets) works without any problems at all. Strikes, patrol, crucible, raid... all OK, no crash at all.