I was one of the "400" (probably closer to 1,000) who got banned. I was running evga xoc for overclocking, asus AI Suite 3 for fan control, shadowplay, and chrome on another monitor. I got to the cutscene where you are flying back to the city with your ghost, and then got the ban. How is bungie going to tell me that within five minutes of booting up the game that they reviewed all my processes by hand decided one was trying to inject code? That's crap. I bought my key on blizz.net, and initially they were refusing to issue refunds, telling people to go to bungie to try and get unbanned. Too bad they have a zero tolerance policy on discussing bans. Once you're banned, you're banned forever. I played the beta for around four hours, have been playing other games through steam, uplay and origin since, and no other service has told me that I have a program that injects code. I have no clue what kind of crap this is, but bungie is lying about something. Blizzard has finally started issuing refunds.