Individual speculation will truly, barely be affected. The biggest impact, clearly, will be a market that is less subject to million-billion+ dollar speculations that are only designed to shift the market fictionally - that screws you, the small- to medium personal investor, infinitely more than a small fee. Seriously, I appreciate where you're coming from, and you need to know that I believe strongly that the only good mind is an open one. Keep researching it and learning more - and I promise I will do the same.