Right, so this happened. And I'm going over my options of how to fix it. I considered contacting the police to notify them of the driver who did a shit job at strapping their garbage down that flew into me. And then I realised that with no functioning lights and that broken windshield, my vehicle would be taken off the road. I then considered contacting my insurance provider. At which point, I did some pre-emptive investigating before I made my statement. My vehicle, being somewhat older, and deemed too much of a hassle to find parts for, would be written off, and therefore taken off the road and destroyed. And in compensation to find another vehicle for myself, I'd be paid 700$. It's real comforting to know that I blow over a couple grand every year to literally be covered for almost jack shit. But, my question here to you gentlemen and ladies, is why exactly do we put up with it? I can understand damages to people and expenses for medical issues. But 90% of anything else insurance related is absolute bullshit and it's transparent as -blam!-. So, here's your thought for the day. Why, exactly, do we let them walk over us so much?