If you'd like to suggest a reduction in the wait time for this first week while things are getting ironed out, I'd highly suggest heading over to Destiny 2 - Feedback and either joining one of the posts there concerning it or starting up your own. That's the best place for this type of feedback, as that's where the teams look for people who are wanting changes made or for ideas of changes to make. - I would not suggest that you commit fraud by claiming Bungie stole your money when in fact you received the product you paid for. Sadly, your mistake with the cross-save system does not constitute fraud on Bungie's part in any way; Bungie had no control over what accounts you chose to connect and authenticate. The 90 day security measure is to keep people from hopping accounts for various reasons, some of which have been mentioned, some of which most likely haven't. Sadly, a mistake was made and got caught by the security measure. I can understand the frustration at realizing the issue after the fact and then having to deal with the wait time. - After you've left your feedback over in the Feedback forum, try to take the steps so you can be prepared just in case Bungie makes some changes (or in case you decide to wait out the 90 days). For your first step, you can disable the cross-save on all three of your accounts and then unlink and relink the accounts necessary to get everything back on the Bungie.net profiles that go together. As you're dealing with cross-save and older characters, this implies that you and your family own Destiny 2 on a system other than the one you were intending to play on. While waiting out the 90 day cooldown period before re-enabling cross-save, you can still play with your characters fine on that system. Alternatively, you can play with new characters on the system you were wanting to play on just to get a feel for it (if you hadn't played on it yet). When you enable cross-save later on, you'll be able to use your original characters again. Once the 90 day period has lapsed, please take your time and methodically re-enable cross-save for your account and your children's account, making sure to clearly read and authenticate the accounts that you actually intend to use so that you can avoid the issue in the future. Then you'll be all set and good to go without any major issues. - Good luck, Guardian, to you and your children. I hope things can work out for you. The cross-save feature is still new for Destiny 2, so there still may be room for changes and improvements and Bungie is generally open to ideas, thus why the Feedback forum exists (even if people sometimes think it doesn't work).