Plus there's no reason to exclude the option, some people may prefer that system, and other people just throw money at anything

I'm thinking practically, like if Bungie employees see this obviously they want cash But the other reason is that system would allow literally any piece of gear even if you don't own it, no cost would still require you to go and find the gesr you want the look of, which would be super hard unless you want older gear from like VoG and Crota, cause the drops in those raids are shit