I bought silver a couple days ago to get the armor glows and then today i tried cross save and didn't enjoy it so i went to deactivate my cross save but it wont let me get back to my main account because i bought silver recently. it says i have 87 days until i can get back in to my main account. why would this be a problem? i already authenticated it is my account and i purchased the silver before cross save was even released.
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Someone could activate cross save, link a throwaway account and then buy silver on it and spend it in Eververse, then turn off cross save and unlink the account silver was purchased on and do a credit card chargeback and still get to keep their Eververse items without actually having spent the money. So yes, if you bought silver in the last 90 days you will have a restriction on disabling cross save. If yours is at 87 days that means you bought silver roughly 3 days ago. All you can do is wait and see if Bungie offers to suspend the restriction for a short period of time or wait for the 87 days to come and go.