I feel as if the 1 name change for the lifetime of your account is a little ridiculous. My name is not inappropriate or rude in any way, I would just prefer it to be something else now. 99% of games/publishers allow this, Steam, Epic, Ubisoft, Riot. Even Blizzard for a fee allows you to change your name, and I would be more than willing to pay 10-20$ for a name change ticket on destiny.
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Pick stupid names, get stupid prizes....