I doubt that will happen. It could possibly be a perk given to you by wearing a certain pair of gloves, but we'll have to find out.
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I don't remember which, but there was a gun with an on-the-go reloading upgrade.
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Oh I'm sure. There's a ton of perks that gear can come with. As we've seen, there is gear that will give you skills on a skill "tree" even if you don't have that selected (I'm referencing the the level 20+ Titan gameplay).