I don't know how they could ban people for cursing on a game with a M rating and cursing in the actual campaign (on a small scale but still there). But the number 1 word that seems to be a favorite of all these little bastard starts with N...but how many complaints does it take to get banned, anyone know?
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I would guess that it's completely up to bungie to determine anything. If you just leave feedback, probably nothing will happen. But if you email bungie and explain what happened, I'd expect they would be more likely to do something about it. Obviously, they won't ban everyone with a cursing incident, because the ESRB warns people that ratings may change during online play (i.e., strong adult language).