This will fix it! Here's the fix that worked for me: - Open windows > settings > App Volume and Device Preferences - Make sure steam is set to Default - Launch Destiny - Navigate back to your App volume and device preferences - Set Destiny to Default - Force quit Destiny via task manager - (I deleted my cars. xml here, this may or may not be required)

CHECK YOUR INTERNET SETTINGS, copy pasting the same message in the top posts about this loading screen crash for visibility. So like you I have never gotten past the loading screen since Lightfall launch. That is detailed here: https://www.bungie.net/en/Forums/Post/262464398?sort=0&page=0 So I just got it working today. I have tried uninstalling updates, reinstalling updates, reinstalling Destiny from scratch, reinstalling steam from scratch, repairing and testing my Windows 10 install using command prompt, even force upgrading my 7700k pc to windows 11, and then resetting my PC into a fresh install of Windows 11, nothing worked... Until I factory reset my router. For the past few months I have had less than a handful of websites not load and recently the Steam store not load initially when starting the app. I messed with DNS, DHCP, IP and IP prefix delegation settings in the past trying to optimize my internet traffic but I clearly made it worse. All the games I am playing still worked though, including D2 WQ. I guess Lightfall if forcing bungie account authentication to go a specific route through the internet and my router settings where just blocking it and was constantly causing the game to crash. Per my linked post, I got my Win 11 pro work laptop with integrated graphics to log-in, my guess is that the combo of motherboard, ethernet /networking hardware, OS settings, and router settings need to be very particular in order to the game authenticate accounts right now. If you guys are going the 'factory reset your router" option, I would suggest to only change the settings you know you need to change, don't change anything that you think will give you a slight bump if you really don't have to. In my case, I have a Ubiquiti Dream Machine, so there are a lot of settings to mess with. Hope this guess more folks into the game, GOOD LUCK.