The 90-day lockout is a security measure to help prevent fraud and activities that could compromise a user's account(s). There are no exceptions to this policy. [quote][b]What actions can limit my use of Cross Save?[/b] The following actions will impact a player’s ability to enable or disable Cross Save: - Players who disable Cross Save cannot re-enable Cross Save until 90 days after it was disabled - Players who purchase Silver cannot disable Cross Save until 90 days after the Silver was purchased - Players who perform a refund for purchased Silver cannot activate Cross Save until that Silver is re-purchased for that account - Players subject to a ban or restriction cannot activate Cross Save, or disable Cross Save if already active, until that ban or restriction has expired[/quote] https://www.bungie.net/7/en/CrossSave Your characters are still available to play in the meantime, but only on their original platform.