Imagine this:
You and your fireteam are running it down in a GM nightfall, but then you get a random disconnect and/or crash and restart the game. You log back on and guess what? the nightfall is ruined. Is it really THAT hard to just enable rejoining for the guy who got kicked on the character he started it on?
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I think they should implement a system that locks your gear and keeps it locked if you suddenly lose connection. Once the game loads up it should give the option for you to rejoin the activity (before the character selection). Clicking "yes" will lock your character and gear and send you back in. Hitting "no" will allow you to proceed as normal.