They like crucible, want the pinnacle rewards, but are unable to play/win enough to meet all the requirements to obtain them. How many people here can replace a transmission in a car? If you can’t, you pay someone. Imagine getting everything done for the Luna’s Howl and getting to 1800 glory points and hitting a wall. You see a post in the LFG section saying guaranteed cheap recovs. You contact the guy and he says he will finish your glory points for $75. Not saying I would pay for a recov but I understand.