The consumable your thinking of drops 1 masterwork core though it is guaranteed most infusions require 2 to infuse. Then if you want to masterwork a weapon it costs quite a bit of cores. So the problem being there isn't enough cores dropping for just playing the game is the best way I can put it. Right now there's 3 ways 2 guaranteed the other is chance.
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You are correct. It seems until we reach max or near max light the intent is that we choose wisely. (We simply can’t infuse nonstop like TTK). A result of this is it encourages us to try out gear we might not.