I like to look at a lot of different fictional universes and compare them do Destiny. I know Guardians definitely aren't the strongest characters in fiction, not by a long shot, but if you were to pit, say a Sentinel Titan up against Captain America, who do you think would win? There are a lot of other comparisons I could make as well.
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Humans are 5 or less light because in the first mission of Destiny when we pick up nontraveler weapons and it’s five light and with nontraveler armor which is also five so we’re basically human at that point except we have infinite respawn and extra resilience from the travelers light that inside of us