There is nothing that says you have to pay for eververse, if you don't want to you don't have to. Also everything up there is cosmetic really as you can obtain everything up there for free by illuminated engrams, if you want to mention how giving more xp or whatever is not cosmetic then what about clan perks for them 800 member social clubs who just set their clan to open invite? I've deleted so many of them additional xp/glimmer ghosts I got from engrams its sad