i know exactly why they don't have clan chat because they made a bad port to PC from console and they patched the stuff there on console but not the PC ver before launch. PC launch had nearly the exact problems as the console ver so no wonder they did not implement clan chat and if they do it will take a long time or until this gets more attention.
IT WOULD TAKE TOO MUCH TIME AND MONEY FOR SOMETHING LIKE THAT, THAT'S WHY THEY WON'T DO IT. I'm not a coder or anything but maybe it's easy but that is what they will say.
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They already have Fireteam chat. What makes you think Clan chat would be difficult? The functionality is already in place. You just treat the Clan as if it is a larger Fireteam... Simple. Easy. Cheap.