I find that if I'm in my menu/character screen actively doing something with my inventory while flying into the tower I get a game crash. No error message appears. I can re-enter the game after the crash. This also occasionally happens if I'm using a third party interface and actively transferring items (i.e. DIM). I'm on PS4 pro.
I have encountered this at least 2-3 times per gaming session.
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Same with one of my friends. But it seems there is a pattern. During the day he played and no issues, however, as soon as we start to use party chat he crash consistently otw to the tower. Could be coincidence, but it has been like this for a few days now.