are they talking about the armor bar in your subclass build? 10= full bar? isnt the titan the only one with the option to even do that?
how much health do you trade off by being 10 armor?
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It only applies to warlocks wearing the ram (normal build +3 armor given by Ram) and striker, which could reach 11 armor with unstoppable. It's a really bad design choice which limits builds and cuts down on player choice.