If you are at full health and get hit then fall back and get your health back. Then challenge the warlock who is without the grenade for 20 seconds (if warlock had max discipline and you needed 10 seconds to hide/recover).
If you are at half or less health it's your call. Go out in a "blaze of glory" to get the warlock or die.
I believe it helps to have solar resistant armor perks.
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It doesnt
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Funny how PVP and PVE weapons can't be separated according to Bungie but armor perks miraculously are separated.
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Its cause fire bolt isnt splash like a solar grenade is. Its a bolt.