I don't wear the full set because I only like the perk and stat rolls on 3 pieces of it that I have. I'm not going to compromise stats/perks just to look better. When I have a full taken set with stuff I want in it, then I'll wear it all. I wear the chest piece, helm, and bond on my Warlock with Nothing Manacles and Spektar Boots. It looks perfectly fine. Also, I used leftover silver that I didn't even know I had until I recently returned to the game. I wouldn't have purchased any sterling packages otherwise. Finally, why would I have to save money for games? I make more than enough money to outright buy any game I want without worrying about finances whatsoever.