I see plenty of dumb names on PS accounts and many I just scratch my head at and wonder what were they thinking when they took this name. So yes, there are some really stupid people, but I'd venture to guess a lot of the what I'd call inappropriate names are from kids who don't have the sense to know any better. Having said all of this, I'm sorry, but I find it really wrong for PSN to give someone an outright ban, without first notifying a person that they need to change your name due to it's offensive nature. A 72 hrs hour noticication should be sufficiant. I also wonder who acts on any actual complaints, as it seems rather arbitrary what is or isn't offensive, much like the Ninja Justice that is handed down on this forum.