1. If you already own TDB and HoW, you can buy TTK for $40 from the Xbox Marketplace. Then on September 15th the addition Digital Content will be available as a separate purchase for $20. There's no link yet because the item does not yet exist. Note the $40 version is only available on accounts that own TDB and HoW.
2. Affect how? Nothing should change, no. Your characters will still be there regardless of whether you use a disk or a download of Destiny.
3. See #1.
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Gracias burrito! :)