Hi Mudd68, Silver is available for all characters on one account but Silver cannot be transferred between accounts. Silver is tied to the console family the purchase was completed on. If you purchase Silver on one console, please log into Destiny on that console, to ensure the recently purchased Silver has been added your account. This Silver balance will now be accurately reflected across the same console family. For more information on purchasing Silver, please refer to the Purchasing Silver from PSN/Xbox Store FAQ: https://www.bungie.net/en/Help/Troubleshoot?oid=13658.