I was wondering if characters are saved to your PSN account or to the console. Also, is it possible to transfer data from a PS3 to a PS4, such as someone's characters?
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Your account information is attached to your PSN ID, and saved to the Bungie servers. Therefore: 1) nothing you do to your local console files will affect your characters. You can delete all destiny files on your console, reinstall, sign in with the same PSN ID, and your characters will be there. 2) You can play your characters on both PS3 and ps4, if you use the same PSN ID on both systems.