Have "Raids: Matchmaking" & "Raids: Clan". I'm in a clan (Join: http://www.bungie.net/en/Clan/Post/162357/67307809/0/0 )...but some people may not have 5 other friends or the time to find a clan. I don't think that people should be kept away from end game stuff if they paid full price for the game just like the rest of us. Make a matchmaking section that is easier with less/not as good loot. Clan section has best stuff. Everyone plays all content. Everyone wins.