My experience wasn't too bad and I think it's because I didn't expect much going in. I'm a teenager and my parents pay for Internet, which is great. The problem however is that the Internet we have is horrible and there is nothing better available in our area. I get 5mb down on a perfect day and that's when I'm the only one using it. Regardless I was already expecting to be placed with other laggy people like always. I also made a new character to experience the story with the new quest system. I alternate between playing a lot and then hardly playing at all. I was playing at around 285 light and only felt a small disadvantage compared to higher leveled guardians. I personally think there should be more of an advantage but maybe that's just me. All last year I only received one drop, Radegast's Fury. Maybe I was super unlucky, but I was happy when a butt cape dropped when I was around rank 2. I ended up at max rep and received the titan mark, and bought both emblems, the boots, and the pistol. I actually like how I only had enough for the pulse or the pistol and had to choose, but I can only imagine trying to buy items for three different characters. Overall I enjoyed this Iron Banner and my only complaint is the lag. I know my internet isn't the best but I hardly lag when playing BOII on the same console. I can't wait to try out the Red Death/Pistol combo.