Hey man you cant talk about framerate and load time problems here. All the closed minded elitists come out and blame your hardware even though they are issues that bungie can and have fixed before. Just letting you know, though you probably have already experienced it as I'm a bit late to this post.
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It's not elitism, it's facts, console hardware was bad at release and it's not holding up well in CPU intensive tasks now. Yep, bungie could fix it... By removing things like the collections and lore tabs, reducing the amount of quests you can hold, reducing how much you can hold in your inventory, purging at least 30% of all items in the game, dumbing down the physics, reducing world size, and lowering the max limit of players per lobby to 6 in every single PvE activity. So, sure, they COULD make sure the game has zero framerate issues, but at the cost of the entire game. [spoiler]inb4 "just lower the graphics"[/spoiler]