I never stored a thing on the Xbox 360 cloud server and if for some reason I had an Xbox One I wouldn't use cloud service there either.
I don't even use cloud on steam save for uploading screenshots to show friends but I have them all locally saved and if I wanted could host them on my own image server if I wanted.
I have zero use for cloud. If for some reason I was in a location that I needed my steam save files or Xbox saves (why I'd play on another console/pc that isn't mine makes no sense, but for hypothetical purposes) I'd bring a hard drive. I don't trust cloud services and like to have all my files at my fingertips already not relying on some external service that may corrupt everything.
I enjoy not always having to rely on the internet because when the internet goes down or something I can keep on playing.
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That's why i haven't put anything on the 360 Cloud so far, HDDs are already pretty shaky sometimes, relying on something that i have no control over doesn't sound good.
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When you save to the cloud it saves to your hard drive and saves a copy to the cloud.
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I had a friend who said he used the cloud a lot and something got corrupted and he lost a ton of stuff. I wouldn't want that to happen to my files.
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Yeah, i freak out enough already when my old 360 freezes when i'm playing, don't need more stress with that.