Less mod changing or needing to use a loadout when I go from pve to pvp lol.
Laziness is the real answer, I guess.
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This. If I’m planning on doing a lot of crucible, I’ll respec but otherwise my armor values rarely change outside of some tuning between exotic statlines.
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Yeah fair, if I'm planning on farming banner all week I'll put on targeting & flinch mods & maybe adjust a few stats, if not I'm not touching anything.