It is a vey interesting concept since many older games (usually RPGs) had homes. However i do see it being very limited and don't see a very large need for it in Destinys future. Only reason i can think of having a home/apartment in Destiny is to have trophy's of killed bosses maybe and certain class items? Basically just a trophy collector/shower your friends come in and check it out, but not much else i can see a use for it. Maybe a Clan House sounds better? Show off boss trophy's Different house customization options depending on your clans activity throughout the game. And just a simple place to hold private clan meetings Still though...its not that good of an idea thats worth creating since it seems very lackluster.