I've said this elsewhere but it's worth saying again. Lawyers make a lot of money from lawsuits, especially class action lawsuits. With millions of people playing Destiny, any lawyer that took on Bungie and won would more than likely be able to retire if they wanted to. The fact that we aren't seeing/hearing of any lawsuits, is probably because the professional lawyers realize there is little to no chance of building a case that will stand up in court. Think about it for a minute, Lawyers jump all over every accident, plane crashes, vehicle accidents, like you mentioned, even someone spilling hot coffee on themselves. If they had the potential to make millions off of a case against Bungie, everyone would be contacted in order to build as many "witnesses" as possible to prove their point. TL;DR: Professional Lawyers aren't interested in a case, so it either doesn't exist or isn't worth fighting over.