Borderlands and destiny is like apples and oranges really. Borderlands (2 and presequel) has great gameplay and the characters and story are hilarious (with the right sense of humor). I do think the loot system in BL is much more accommodating and it's fun to kill a badass enemy and watch all the loot Pop out like a piñata. Destiny's loot system takes a lot of patience but the rewards feel so much sweeter as a result and it takes real coordination with party members to complete the more difficult stuff which is awesome.