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Just bought a house last year, and my bank never looked at my credit score. They pulled up the last several months of my bank statements (got the home loan the same place I do my other banking, so they had access to it all), they wanted details of all of my assets and liabilities, and made me bring in the last several months' worth of every bill I pay, as well as pay stubs from work. You can get all that stuff without a credit score, but it's harder.
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It's up to the bank. Some of them just don't feel like the way credit scores work is very fair. For example, your income and your accumulated wealth don't have any impact on your credit score. You could have $20,000,000 in the bank and be steadily and reliably making another $1,000,000 a year, and that would have absolutely no impact on your credit score.
