[quote]Since you clearly aren't one of the lazy millennials I was referring to. Why get all upset about it? I said that because the millennials I Work with get work late, "work" for about 45 minutes then ask for a coffee break. That's lazy. And I'm happy that you can have a full time job. But my advice to you is live at home for a few years. By the time you save a decent amount of money, maybe enough to even just rent. Do it that. When you move out as soon as you get a job, you're already behind. Mortgages, taxes all that fun stuff puts you behind right from the get go. If you have the money accumulated from a few years work, you won't start behind. So that's my clarification and solution you asked for.[/quote] Sorry to hear you work with some slackers, but there are lazy people of every generation. At my old job, we had a window that looked out on the smoke tent and the same group of people were out there every hour for 20 minutes at a time, essentially wasting a third of their day. The youngest person in this group was mid-40s. Laziness is not exclusive to any single generation. I've lived at home for over a year, learned the lesson about moving out before you're ready the hard way. The problem is that not everyone has a parent willing to let them live at home AND save money. The money I would otherwise be saving is being paid as rent and every time I suggest I be allowed to save money for just one month, a huge fight breaks out. So I'm pretty much stuck where I am until either a promotion or a better job comes along. Can't finish school for the same reason, not enough money to pay for it all (student loans cover very little). I am far from the only person of my generation who has these problems, and we do not appreciate being looked down on and called lazy, especially by generations that had it easier starting out.