Didn't say anybody was. Only idiots spend money where it's not needed.
It's obviously way past just cosmetics now for microtansactions, just a matter of time before light level 3 guns are available too.
how is it past cosmetics though? Without actually playing the game for real, its a cosmetic piece of armor. Also, you can get it for free just from playing the game. I would still say its cosmetic, but its certainly teetering on the edge of the slope.