I'm not going to try to sway your opinion but you say challenge mode is impossible? Not even close, with a half decent team you can complete it in 30 min. You say you have everything you wanted? So would you have liked the drop rates to be lower for more of a grind? That sounds awful really. The city is actually full of npc's, scavenging NYC for food and supplies, people yell from the windows, fight over food, loot cars. Saying one of the reasons you dislike the division is the lifeless world and then going on to say you prefer destiny's world is ironic.