I understood your point perfectly, you wanted to wait until the very last day so you didn't have to put as much effort in. Therefore, laziness

There's a difference between being lazy and saving time. And the example of collage is being lazy and the example of ib is saving time

I see what you're getting at, but IB was still there all week for you to play and rank up. You're saving time, but you're still being lazy by not playing it earlier since it requires you to play more. You can try to justify it all you want but that doesn't change the fact that it's your own fault if you haven't gotten it done by now