I don't want to include my PSN in my cross save... in fact, there are no characters associated with that account. I am authenticated with Xbox and Steam... but the option to move to step 2 does not exist.
How do I move forward with the services I am authenticated with?!
If you don't want to include your PSN account in your cross-save setup, then you'll need to unlink the account from your profile.
[url=https://help.bungie.net/hc/en-us/articles/360048716612-Bungie-net-Profile-Account-Creation-Linking-and-Recovery#:~:text=may%20be%20linked.-,Removing%20or%20Unlinking%20an%20Authentication%20Method,-If%20a%20player]Removing or Unlinking an Authentication Method[/url]
Take note that even unlinking the account will still require you to authenticate your PSN account