If the person is acting like an idiot and ignoring basic facts, yes I need to call him an idiot. Its not insulting, its bringing awareness.
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Not even that, if someone makes a stupid point they shouldn't get upset when I call them a drongo
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There are scenario that insulting is acceptable. One scenario that insulting is not acceptable is when you put a stupid point and people prove you wrong so you insult them, because that is just childish.