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12/5/2016 2:56:57 PM
11
Opinions from ADULTS of #Offtopic
This is a question about vehicle payment.
I have a 2014 Taurus and I was thinking about trading up into a SHO. Now, I still owe more money than my current taurus is worth by about 4k.
Do you think it's worth trading up for a higher payment including the deficit I already owe? I can afford higher payments but I'm split on the issue
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No. Not financially sound. Just hold out, double down on your current payments and be patient. Been driving the same car for almost 9 years and love the extra 400 plus dollars a month I'm putting away. A car is one of the worst investments out there. Spend the money on retirement or something.
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Don't get tempted by shiny things, Julianos. A 2 year old Taurus is a perfectly fine ride. And you can make most of the upgrades to your current car that the SHO offers for less than what it'll cost to finance a new car while being upside down on another.
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Pay off the car you already have before making any decision like this.
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Изменено (Commander Tempu): 12/5/2016 8:51:28 PMI am no financial pro but if you have reliable transportation that does not break down often i would keep it. Save the money and when you pay that car off then think about getting a new vehicle. Unless you need another for wife/kids. Its really about living in your means. Many people have a hard time doing this. Sure it is nice to want more. Sadly having the means to do so means you gotta make sacrifices. Also think about this for a moment. If you do not have extra cash to deal with emergency's or things that pop up then it makes it harder to live so close to the edge. Living paycheck to paycheck is difficult. My suggestion is for you to feel comfortable financially before making another investment.( Cars included.) Then you can with confidence move forward. Hard to buy wine on a beer budget.
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That's how they keep you in perpetual debt. You can do whatever you want or can afford, but it's a money pit.
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That depends, is your current car breaking down? Is there anything wrong with it other than cosmetic? If not, I'd stay with the current car. Adding to a deficit without necessity is a bad call. Just my opinion tho.
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From my understanding Taurus' are very reliable. You also have a newer model. I'd recommend keeping your Taurus so you're not paying for more of the same.
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I see no reason to trade up yet honestly. Unless the Taurus isn't working for your lifestyle.
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I'm debt free at the moment luckily I own both my van and car . My advice would be to keep driving your old model if it's reliable.
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Either drive your existing one into the ground or until you pay it off. Don't go into debt over a car. The 2 vehicles I have bought over the last 10 years could have been payed for on the spot, but I wanted to build my credit, so I got a loan and set aside the money in one of my account that was auto debited from every month. I myself have no debt and being debt free feels good.
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1 ответJust do it.
