So, The powerball Jackpot is the absurdly huge sum of 1.5 Billion dollars. Decided to take a poll to pass the boredom of being at work.
First, would you take the cash option ($668 Million dollars after taxes) or the annual payments ($17 million a year for 30 years at 5% graduated growth Year to Year)? As a heads up, if you take the annual payments, your post-tax earnings are roughly $1.1 Billion.
Second, what would you do with the money? Do you have a grand plan or would you just wing it? Would you help your family, your friends, your loved ones or selfishly horde the money in a Scrooge McDuck fashion?
As for me, I would take the annual payments and claim the winnings through a trust. They would pay me out a weekly salary of $5000 a week, and give me $5M to use as a I see fit for the first payment only. I would use this money to pay off the debts my family has and reinvest $500,000 into my dad's 401k. He and Mom would receive a check for $1M to put into personal checking and savings. Same would go for my sister and brother. I would invest $250,000 into controlled accounts in the names of my Niece and Nephew, an account which they gain partial access to after graduating high school. The money in the account would pay for college and any basic needs they have on the condition they maintain at least a 3.2 GPA and full time enrollment. Any unused funds will be given to them when they turn 35.
The remainder of the money will remain with the trust, who I will specific rules for. Among these, 20% of the interest is to go to charity every year; new accounts will be opened beginning at $250,000 in the names of my nephew's and neice's future children, collecting interest until they graduate from high school and then the same education rule applies; 40% of the interest would go toward a scholarship program for the less fortunate who display an honest effort to go to college and prepare themselves for a bright future. 30% of the interest will be reinvested in my community, specifically through the educational system. The remaining 10% interest shall remain in the account, holding the balance of the account steady for generations.
From my salary, I will design and build my dream house and continue to work full time until such time where I feel comfortable pursuing my dreams in a fair and honest fashion. I would spend my days living humbly and simply enjoying the life I have left.
How about you?
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