Start calling Charter/Spectrum’s help desk. I just did and they told me that if enough people call in with same issue, it gets posted to their issues board and the Network techs will become aware of the problem and work to resolve it.
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I’m an IT guy and always look for the common thread in problems that affect multiple people. From what I have been reading the common thread here is that all of us with the issue (PC, Xbox and PS) seem to have Charter Spectrum as our ISP. So maybe something in the Charter Spectrum network changed and communications with Bungie servers are being interrupted. Worth a shot.
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I just got off the phone with them. They said they know about the problem and the engineers are working on it. There are some websites that aren't working either right now like Destinysets. Just issue with connecting that they are working on.