Most of us fear that these Micro Transactions won't stop at cosmetic items. I too think programming, developing and distributing a monitary system only to sell a few items that could easily be sold via the PS / XBox store is out of proportion and doesn't seem financially smart. So there's gotta be a catch to it.
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I have complete faith in Bungie that they will never become a pay-to-win company. There's no way they'd introduce that knowing the complete backlash they'd receive from their community.
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Well spoken! I do hope so myself.