There needs to be a more configuration options in general, but the HUD needs it the most. At least for me. It needs transparency settings as well as the option to remove it completely. Basically an HUD that shows up when it needs to (ie. Super is ready, low ammo, new ammo, etc.) I've noticed image retention is the worst in the bottom left corner followed by the health bar.
My television thanks you in advance.
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I too think the HUD should be configurable, allowing for changes in opacity, brightness, saturation, movement and resizing of sections and being able to turn it off would be good. I have noticed image retention, due to the length of time I have spent plating Destiny. I have used the Vertical Bar pattern on my TV to reduce the image retention, but will need a few days without playing to hopefully remove it completely.